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User Profile: Cullen Roche @cullenroche I help people make smarter and more disciplined decisions with their money. | CIO @disciplinefunds | Founder @orcamgroup | Author @pragcap | Encinitas, CA disciplinefunds.com Joined February 2009

Cullen Roche @cullenroche Sep 21 More I am THRILLED to announce the official launch of the Discipline Fund ETF, which is now trading on the NYSE under the ticker DSCF. $DSCF 79 replies 23 retweets 427 likes Reply 79 Retweet 23 Retweeted 23 Like 427 Liked 427 Show this thread Show this thread

Cullen Roche @cullenroche 20h20 hours ago More I was staring at the GameStop pit resisting the urge to go press all the buttons.... 0 replies 0 retweets 18 likes Reply Retweet Retweeted Like 18 Liked 18 Show this thread Show this thread

Cullen Roche @cullenroche 20h20 hours ago More Welp. This was awesome. pic.twitter.com/6kPstin4Vd 22 replies 6 retweets 362 likes Reply 22 Retweet 6 Retweeted 6 Like 362 Liked 362 Show this thread Show this thread

Cullen Roche @cullenroche Dec 4 More The holidays are a lot more fun when you get to relive it thru the eyes of your kids! Happy holidays, everyone. pic.twitter.com/WSPr81O1z2 5 replies 1 retweet 170 likes Reply 5 Retweet 1 Retweeted 1 Like 170 Liked 170

Cullen Roche @cullenroche Dec 3 More Stock market down: pic.twitter.com/cJLeN9gHkW 4 replies 1 retweet 47 likes Reply 4 Retweet 1 Retweeted 1 Like 47 Liked 47

Cullen Roche @cullenroche Dec 2 More Cullen Roche Retweeted Brian Portnoy This will be great. I will buy you the cheapest light beer they have and then make you listen to Federal Reserve dynamics for an hour. https://twitter.com/brianportnoy/status/1466478298519805956 Cullen Roche added, Brian Portnoy @brianportnoy By happy accident, @cullenroche @DaveNadig and I will be in NYC next Tuesday (12/7). Following a @dollarsanddata reco, we'll be meeting for drinks at The Liberty (29 W 35th St) b/t 430p and 500p. Hoping to see many #FinTwit friends there! 1 reply 0 retweets 18 likes Reply 1 Retweet Retweeted Like 18 Liked 18

Nik Schuurmans, CFA @PurePortfolios Dec 2 More I take @cullenroche up on his question; why are we sniffing ATHs and nobody is happy? Cheers Cullen for the thought exercise! https://www.pureportfolios.com/post/sniffing-all-time-highs-and-nobody-is-happy 1 reply 1 retweet 6 likes Reply 1 Retweet 1 Retweeted 1 Like 6 Liked 6

Cullen Roche @cullenroche Dec 2 More Cullen Roche Retweeted Jeffrey P. Snider This is a very interesting read.... https://twitter.com/JeffSnider_AIP/status/1466188210229465088 Cullen Roche added, Jeffrey P. Snider @JeffSnider_AIP So, this just happened today. And yes, this is big. Huge. And no, this is *not* clickbait. Goodbye inflation. I'm serious. https://alhambrapartners.com/2021/12/01/this-is-a-big-one-no-its-not-clickbait/ pic.twitter.com/nshw3f8eAN 8 replies 1 retweet 32 likes Reply 8 Retweet 1 Retweeted 1 Like 32 Liked 32

Cullen Roche @cullenroche Dec 1 More Cullen Roche Retweeted The Compound Short piece on the Fed retiring the term transitory. Good move IMO. "Transitory" was a bad description of inflation dynamics. Weird timing though when you consider that many things are starting to look more transitory now.... https://twitter.com/TheCompoundNews/status/1466105946795610131 Cullen Roche added, The Compound @TheCompoundNews Good riddance to the Fed's use of the term 'transitory' - @cullenroche https://www.pragcap.com/three-things-i-think-i-think-transitory-is-transitory/ 4 replies 1 retweet 27 likes Reply 4 Retweet 1 Retweeted 1 Like 27 Liked 27

Cullen Roche @cullenroche Dec 1 More Cullen Roche Retweeted Yuletide Nebraskan "Some dim bulb named Cullen Roche". I laughed. But in all seriousness, with commodities declining & seasonal comps getting harder, those October hyperinflation predictions are increasingly likely to end up being peak inflation fear. https://twitter.com/GangloSaxon/status/1465969132785045504 Cullen Roche added, Yuletide Nebraskan @GangloSaxon Replying to @ReviewsPossum Money Printer go Brr meme has been around since March 2020. In May of this year, some dim bulb named Cullen Roche tried to debunk the meme, saying Hyperinflation is not coming. 24 replies 0 retweets 101 likes Reply 24 Retweet Retweeted Like 101 Liked 101

Cullen Roche @cullenroche Nov 30 More Update: Bloomberg Commodity Index ended the month down -7.3%, the biggest monthly decline since March, 2020. 2 replies 2 retweets 12 likes Reply 2 Retweet 2 Retweeted 2 Like 12 Liked 12 Show this thread Show this thread

Cullen Roche @cullenroche Nov 30 More It's so frustrating how difficult the tax code is around death (and everything else). Spouses and relatives just want to mourn and transition, but they have to deal with translating an impossibly complex tax code on top of everything. It's awful. 12 replies 5 retweets 100 likes Reply 12 Retweet 5 Retweeted 5 Like 100 Liked 100

Cullen Roche @cullenroche Nov 30 More Cullen Roche Retweeted Oliver Renick Thanks, Oliver. "Transitory" was always a bad way to communicate the inflation risk. Consumers see inflation in price terms, not rate of change. Nice to see the Fed throwing this term in the trash. https://twitter.com/OJRenick/status/1465708862913212421 Cullen Roche added, Oliver RenickVerified account @OJRenick victory lap entitled to those incl @cullenroche here who knew transitory would not be accurate economically /useful from a Fed comms standpoint https://twitter.com/TDANetwork/status/1417937731225899020 4 replies 2 retweets 25 likes Reply 4 Retweet 2 Retweeted 2 Like 25 Liked 25

Cullen Roche @cullenroche Nov 29 More WAAAY too early to say inflation is slowing down, but potentially good sign in commodities. If this month's decline holds thru tomorrow it'll be the biggest monthly price decline since the pandemic started. pic.twitter.com/v6r7rux6BD 5 replies 6 retweets 39 likes Reply 5 Retweet 6 Retweeted 6 Like 39 Liked 39 Show this thread Show this thread

Cullen Roche @cullenroche Nov 29 More I'm gonna be in NYC next week (Dec 6-9). Shoot me a DM or email (cullenroche at gmail) if you want to meet up. 5 replies 0 retweets 9 likes Reply 5 Retweet Retweeted Like 9 Liked 9

Cullen Roche @cullenroche Nov 29 More Twitter announced that Jack Dorsey is stepping down as CEO to spend more time with his Bitcoin. 8 replies 9 retweets 104 likes Reply 8 Retweet 9 Retweeted 9 Like 104 Liked 104

Cullen Roche @cullenroche Nov 26 More pic.twitter.com/GeNJNzT8do 6 replies 9 retweets 148 likes Reply 6 Retweet 9 Retweeted 9 Like 148 Liked 148

Cullen Roche @cullenroche Nov 24 More I'm thankful for many things this year, but mostly this brownie mix. pic.twitter.com/QbQdun2FCl 3 replies 1 retweet 34 likes Reply 3 Retweet 1 Retweeted 1 Like 34 Liked 34

Cullen Roche @cullenroche Nov 24 More Cullen Roche Retweeted Elizabeth Warren Government deficits add to corporate profits. So...when the govt runs $3 trillion deficits for consecutive years you get higher demand and higher corporate profits. Not outrageous. Just accounting. \_( )_/ https://twitter.com/SenWarren/status/1463598298208473088 Cullen Roche added, Elizabeth WarrenVerified account @SenWarren Wondering why your Thanksgiving groceries cost more this year? It s because greedy corporations are charging Americans extra just to keep their stock prices high. This is outrageous. https://www.businessinsider.com/big-companies-keep-bragging-to-investors-about-price-hikes-2021-11 20 replies 31 retweets 284 likes Reply 20 Retweet 31 Retweeted 31 Like 284 Liked 284

Cullen Roche @cullenroche Nov 23 More Einhorn is NOT Cullen. These impersonators are not even trying anymore.... pic.twitter.com/g7ho2bI1Qo 13 replies 3 retweets 47 likes Reply 13 Retweet 3 Retweeted 3 Like 47 Liked 47

Cullen Roche @cullenroche Nov 23 More As @matt_levine would say, I wrote some good words about Constitution DAO (good words, in my opinion, probably not Matt's b/c he has the best words). I loved everything about this whole thing. From the hilarious memes to the nerdy game theory involved. https://www.pragcap.com/dao-winners-curse/ 4 replies 1 retweet 26 likes Reply 4 Retweet 1 Retweeted 1 Like 26 Liked 26

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